"DK" > wrote in message
>>
>
> So they should employ an idiot filter to skip the morons who are too
> stupid to spend wisely?
>
> -dk

Personally, I don't give a crap about them. They got themselves into
trouble, they can figure a way out if they wish to. It is not a poor versus
rich argument either as people with very large incomes can still spend more
than they make while others of modest means survive with what they have.