On Tue 17 Jun 2008 01:18:08p, Goomba told us...

> Michael "Dog3" wrote:
>
>> Not me I'm crazy to begin with. I rarely have more than $5 in my
>> pocket but I always have my debit card. I can use in almost anywhere as
>> either debit or credit card. I do almost all of my banking online and
>> any debit transaction shows up on my account immediately. I can check
>> my balance from anywhere with a computer line or via my cell phone. I
>> love it. I haven't written a paper check in over 2 years IIRC.
>>
>> Michael
>
> I think there is more risk if you lose your debit card than if you lose
> a credit card? Some thief can wipe out your checking account post haste,
> but if they go shopping with your credit card you might only be out
> $50 or whatever the limit is?
>
> I use my AMEX more than anything else and pay it off. I get to accrue
> interest on the money all month long, and when I pay the bill off I also
> get bonus "points" which add up to provide me with free travel. It is a
> win-win situation for me!
>

I've had a debit card for years and never had a problem, and have lost
several of them during that time. Anyone who tries to use it must have the
PIN to use it at an ATM or POS. If they try to use it as a credit card,
they also must identification. If they try to use it for an online
purchase, they also need a security code as well as the *exact* billing
address, right down to punctuation. Maybe other debit cards are nos as
secure.

I don't like AMEX, mainly because I worked in one of the major IT
departments for a while, and I just don't like them as a company,
regardless of which card is issued or how it's paid for.

--
Wayne Boatwright
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Tuesday, 06(VI)/17(XVII)/08(MMVIII)
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I'm not real smart, but I can lift
heavy things.
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