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T[_1_]

In article >,
says...
> Michael "Dog3" wrote:
>
> > Not me I'm crazy to begin with. I rarely have more than $5 in my pocket
> > but I always have my debit card. I can use in almost anywhere as either
> > debit or credit card. I do almost all of my banking online and any debit
> > transaction shows up on my account immediately. I can check my balance
> > from anywhere with a computer line or via my cell phone. I love it. I
> > haven't written a paper check in over 2 years IIRC.
> >
> > Michael
>
> I think there is more risk if you lose your debit card than if you lose
> a credit card? Some thief can wipe out your checking account post haste,
> but if they go shopping with your credit card you might only be out
> $50 or whatever the limit is?
>
> I use my AMEX more than anything else and pay it off. I get to accrue
> interest on the money all month long, and when I pay the bill off I also
> get bonus "points" which add up to provide me with free travel. It is a
> win-win situation for me!
>

Depends on how soon you notice it's missing. Most banks limit your debit
liability to $50 too, so long as you report within 48 hours or so.

And I've noticed they put in place fraud protection on debit cards. I've
had my card replaced twice because somehow a legitimate merchant got
hacked.