"Kswck" > wrote in
:

> When I first heard about debit cards, I thought they were stupid. Why
> would anyone use one when you can get a 20 day grace period before
> paying with a credit card?
>
> Then I learned that a debit card is great for those who have credit
> card problems and want to limit spending to only that which they can
> afford at the time-and they don't figure, 'well I can always pay it
> later' only to find that they cannot.

I have two debit cards and two credit cards, and I use debit whenever I
can. I also have two lines of credit, connected to both debit cards, which
I clear off every month, unless I'm carrying a large amount, like this
month's car repair which I put on a credit card and will transfer to my
line of credit. It will take a while to pay off.

A debit card is cash. And you rarely need to carry much cash with a debit
card.

--

Capitalism is the astounding belief that the most wickedest
of men will do the most wickedest of things for the greatest
good of everyone. - John Maynard Keynes