On Mon, 28 Sep 2009 19:08:02 -0500, Michel Boucher wrote:

> "Kswck" > wrote in
> :
>
>> When I first heard about debit cards, I thought they were stupid. Why
>> would anyone use one when you can get a 20 day grace period before
>> paying with a credit card?
>>
>> Then I learned that a debit card is great for those who have credit
>> card problems and want to limit spending to only that which they can
>> afford at the time-and they don't figure, 'well I can always pay it
>> later' only to find that they cannot.
>
> I have two debit cards and two credit cards, and I use debit whenever I
> can. I also have two lines of credit, connected to both debit cards, which
> I clear off every month, unless I'm carrying a large amount, like this
> month's car repair which I put on a credit card and will transfer to my
> line of credit. It will take a while to pay off.
>
> A debit card is cash. And you rarely need to carry much cash with a debit
> card.

i still like to have some cash in my pocket. there are no 'acceptability'
issues with cash.

also, on the rare occasions i pay a restaurant tab with a card, i will
leave the tip in cash. i think servers prefer this.

your pal,
blake