"blake murphy" > wrote in message
...
> On Mon, 28 Sep 2009 19:08:02 -0500, Michel Boucher wrote:
>
>> "Kswck" > wrote in
>> :
>>
>>> When I first heard about debit cards, I thought they were stupid. Why
>>> would anyone use one when you can get a 20 day grace period before
>>> paying with a credit card?
>>>
>>> Then I learned that a debit card is great for those who have credit
>>> card problems and want to limit spending to only that which they can
>>> afford at the time-and they don't figure, 'well I can always pay it
>>> later' only to find that they cannot.
>>
>> I have two debit cards and two credit cards, and I use debit whenever I
>> can. I also have two lines of credit, connected to both debit cards,
>> which
>> I clear off every month, unless I'm carrying a large amount, like this
>> month's car repair which I put on a credit card and will transfer to my
>> line of credit. It will take a while to pay off.
>>
>> A debit card is cash. And you rarely need to carry much cash with a
>> debit
>> card.
>
> i still like to have some cash in my pocket. there are no 'acceptability'
> issues with cash.
>
> also, on the rare occasions i pay a restaurant tab with a card, i will
> leave the tip in cash. i think servers prefer this.
>
> your pal,
> blake

I have heard that patrons that pay a tip on a credit card don't actually get
the amount of the tip. Restaurant owners that have to pay a fee by the
credit card companies (usually 1 1/2%) also take that 1 1/2% out of the tip
before giving it to the server.
Is this true?