On Sep 29, 6:53*pm, "cybercat" > wrote:
> "Default User" > wrote in message
>
> ...> Kswck wrote:
>
> >> When I first heard about debit cards, I thought they were stupid. Why
> >> would anyone use one when you can get a 20 day grace period before
> >> paying with a credit card? *Then I learned that a debit card is great
> >> for those who have credit card problems and want to limit spending to
> >> only that which they can afford at the time-and they don't figure,
> >> 'well I can always pay it later' only to find that they cannot.
>
> > Certainly people who can't manage their finances (which is not a
> > denigration, we all have certain areas that need improvement) then
> > credit cards are not for them. For those who can, then they're great
> > tools.
>
> No they aren't.

>
>
And you are basing this sweeping statement on what???