Bob Terwilliger wrote:

> joan wrote to cyber****:
>
>>>> Certainly people who can't manage their finances (which is not a
>>>> denigration, we all have certain areas that need improvement) then
>>>> credit cards are not for them. For those who can, then they're
>>>> great tools.
>>>
>>> No they aren't.
>>>
>> And you are basing this sweeping statement on what???
>
> cyber**** has a negative outlook on credit cards because you can't
> buy crack cocaine with a credit card. That's why cyber**** insists on
> being paid fifteen cents CASH MONEY for its services.
>


Aren't you being kinda "harsh" there, Bob...???

<chuckle>


--
Best
Greg