> wrote in message
...
On Sep 29, 6:53 pm, "cybercat" > wrote:
> "Default User" > wrote in message
>
> ...> Kswck wrote:
>
> >> When I first heard about debit cards, I thought they were stupid. Why
> >> would anyone use one when you can get a 20 day grace period before
> >> paying with a credit card? Then I learned that a debit card is great
> >> for those who have credit card problems and want to limit spending to
> >> only that which they can afford at the time-and they don't figure,
> >> 'well I can always pay it later' only to find that they cannot.
>
> > Certainly people who can't manage their finances (which is not a
> > denigration, we all have certain areas that need improvement) then
> > credit cards are not for them. For those who can, then they're great
> > tools.
>
> No they aren't.

>
>
>And you are basing this sweeping statement on what???

Did you read the thread? And are you going to actually try to make the
argument that using credit cards is better than paying cash for what you
need? As for one reason why credit cards are not "great tools," just
one--you pay a fee for every transaction. It's idiotic to use a credit card
when you have the cash to pay for what you want, particularly when there are
debit cards that you may use with the ease of a credit card but without
fees. Anything else?