"Nancy Young" > wrote in message
news
> cybercat wrote:
>> "Nancy Young" > wrote
>
>>> cybercat wrote:
>
>>>>>>> cash for what you need? As for one reason why credit cards are
>>>>>>> not "great tools," just one--you pay a fee for every
>>>>>>> transaction.
>
>>> You dimwit, you're still sticking to the story that you pay a fee
>>> when you use a credit card? Once again you're assigning your
>>> biggest traits to other people.
>>
>> You haven't read the thread, have you, Nancy?
>
> Yes, and I've contributed to it, as well. And you can read what you
> said. Above.

I was talking about using them and not paying off the balance. If you read
the thread, you saw that the point JOAN objected to was my opinon that
credit cards are not any more a "useful tool" for those who consistently pay
them off every month than debit cards. It's a waste of time paying for
things twice, once with a credit card then later that month when you pay the
balance on the credit card. And of course, there ARE yearly fees on some of
them. I don't use them now but I have in the past.