On May 16, 5:24*pm, brooklyn1 > wrote:
> On Sun, 16 May 2010 17:02:29 +0100, Janet Baraclough
>
>
>
>
>
> > wrote:
> >The message >
> >from brooklyn1 > contains these words:
>
> >> On Sun, 16 May 2010 02:41:49 -0400, "Paco" > wrote:
>
> >> >Building codes do not automatically equate to building permits. *If
> >> >work is
> >> >done by a licensed contractor (plumber, electrician, etc.), at the very
> >> >minimum, national codes must be adhered to. *State, municipal codes would
> >> >take precedence over national. *If a homeowner does the work, well
> >> >they are
> >> >on their own.
>
> >> This is true. *When a homeowner or other unlicenced person does an
> >> electrical renovation and later the house burns down due to an
> >> electrical fire homeowners insurance very likely won't pay...
>
> > *In the UK, if you want to sell your property, potential buyers will
> >demand to see proof that any
> > major work you did, complies with building and safety codes. If *you
> >can't produce the evidence, then
> >mortgage lenders and cash buyers alike, *may *devalue the price
> >accordingly, and a new insurer may refuse cover.
>
> > * *Janet.
>
> The same in the US, it's called a Full Disclosure Statement, the deed
> can't transfer without it. *The seller also needs to present a
> Certificate of Occupancy, essentially states the premises is habitable
> and complies with all permits. *Those who say they can do whatever
> they want haven't a clue or are lying.-

No CO is required in Michigan, except at initial construction. I've
bought and sold houses here three times, and never saw a CO.
Each time was a conforming mortgage.

Cindy Hamilton