On Jun 24, 4:22*pm, brooklyn1 > wrote:
> On Thu, 24 Jun 2010 13:41:09 -0500, Janet Wilder
>
> > wrote:
> >Krypsis wrote:
>
> >> I'm going to die intestate and let the buggers fight over my leavings!
>
> >The best thing to do is to put all of your bank and investment accounts
> >(and real estate if you have any) in joint names with the people you
> >want to get it when you die.
>
> That's ridiculous. * Every bank/investment account I've ever opened
> *required* me to name a beneficiary... but to haphazardly make ones
> accounts joint doesn't get more stupid... that means it's one of two
> ways; "and"/"either or"... "and" you're held hostage/"either or" one
> day you will wake up broke, gar-run-teed. * With real estate one can
> place another name on the deed with ROS but it's much better to list
> real estate in ones will just in case one changes their mind... once a
> deed contains more than one name it cannot be changed except by
> agreement... a will can always be amended but just try getting someone
> to agree to remove their name from a deed. Ahahahahahahahahaha. . . .

You know, my in-laws were married for more than 50 years. They had
joint everything, and never ended up broke.

Toward the end of her life, my grandmother title all of her assets
jointly
with her two children. My uncle lived with her, tended to her, and is
now living in the house and eking out his meager lifestyle (his idea
of
fun is going to the dollar store) on what remains of my grandfather's
investments.

Sheldon, your experience is so limited, I'm surprised you can presume
to speak for anyone else or to guarantee anything.

Cindy Hamilton