On Fri, 25 Jun 2010 06:26:53 -0700 (PDT), Cindy Hamilton wrote:

> On Jun 24, 4:22*pm, brooklyn1 > wrote:
>> On Thu, 24 Jun 2010 13:41:09 -0500, Janet Wilder
>>
>> > wrote:
>>>Krypsis wrote:
>>
>>>> I'm going to die intestate and let the buggers fight over my leavings!
>>
>>>The best thing to do is to put all of your bank and investment accounts
>>>(and real estate if you have any) in joint names with the people you
>>>want to get it when you die.
>>
>> That's ridiculous. * Every bank/investment account I've ever opened
>> *required* me to name a beneficiary... but to haphazardly make ones
>> accounts joint doesn't get more stupid... that means it's one of two
>> ways; "and"/"either or"... "and" you're held hostage/"either or" one
>> day you will wake up broke, gar-run-teed. * With real estate one can
>> place another name on the deed with ROS but it's much better to list
>> real estate in ones will just in case one changes their mind... once a
>> deed contains more than one name it cannot be changed except by
>> agreement... a will can always be amended but just try getting someone
>> to agree to remove their name from a deed. Ahahahahahahahahaha. . . .
>
> You know, my in-laws were married for more than 50 years. They had
> joint everything, and never ended up broke.
>
> Toward the end of her life, my grandmother title all of her assets
> jointly
> with her two children. My uncle lived with her, tended to her, and is
> now living in the house and eking out his meager lifestyle (his idea
> of
> fun is going to the dollar store) on what remains of my grandfather's
> investments.
>
> Sheldon, your experience is so limited, I'm surprised you can presume
> to speak for anyone else or to guarantee anything.
>
> Cindy Hamilton

i wouldn't say 'surprised,' but it is amusing in a gruesome sort of way.

your pal,
blake