"Nancy Young" <replyto@inemail> wrote in message
...
> On 6/7/2012 3:25 PM, Janet wrote:
>> In article >, Brooklyn1
>> says...
>>>
>> Most people incur a fee with a personal check.
>>
>> Must be an American thing; no fees are payable for bank cheques here
>> (so
>> long as the account is in credit).
>>
>
> No, I don't pay a fee per check, it's not an American thing.
>
> There might be some kinds of checking that might have that,
> just none that I ever had.

I paid a per check fee many years ago. I think it was 25 cents. I was 19
then. Will be 53 soon so that gives you an idea of how long ago this was.
Eventually the bank changed it to a flat fee of $1.25 per month. In those
days I did write a lot of checks. No ATMs about then and everything
involved going to the bank. Also in those days you could write checks in
stores for over the amount and get some cash back. Yes, you still can do
that in some stores now. But some do not let you do that.

I switched to another bank that offered later hours on Fridays and also
Saturday hours. They also charged a checking account fee but I believe it
was also a flat fee of $1.25 per month. I also got a Visa card through them
and they charged $25 a year for the card. When they tried to up that fee to
$35, I pitched a fit and switched over to BECU. No fees for anything. Not
even the ATM. I think my prior bank originally charged no fee to use their
ATM but they did charge for others. But then they began charging 25 cents
for every transaction. Even a deposit. I will pay a fee now at some ATMs
that are not connected to BECU. But there are so many BECU ATMs around now
that it's easy to find one.