On Jun 7, 5:43*pm, Brooklyn1 <Gravesend1> wrote:
>
> Your $12/month is a fee. *That you have to maintain a 5K balance on a
> business acct but no balance on a personal account doesn't make sense
> unless the accounts are linked... and no bank is going to maintain a
> checking acct with a zero balance, typically the minimum balance is
> like $250 just to open an account, you can't open a checking acct with
> no money. *Many banks still offer a per check fee because especially
> nowadays folks don't write more than a few checks a month, even most
> businesses don't write many checks anymore... a per check fee for most
> people is less costly than a monthly fee.

I'm in Iowa and pay no monthly service fees, no minimum balance, and
no per-check fees. It was the same in Minnesota. I think it's free
because I have automatic deposits.