On Thu, 07 Jun 2012 16:19:04 -0400, Brooklyn1 <Gravesend1> wrote:



>
>I don't know what you mean by "the account is in credit"... here in
>the US a checking account is required to maintain a minimum balance or
>the account will be closed, but still folks have to buy their check
>books and pay the bank a fee per check used. Because of the fees
>fewer and fewer people have checking accounts anymore, they've
>switched to plastic and the occasional money order. The only
>exception I know of to have free checking is if one maintains a rather
>large minimum bank balance.



My bank has no charge if you have direct deposit. You can buy checks
from a half dozen places though, cheaper than the bank.

This is for CT and may vary in other states where People Bank does
business.

Free checking with:
Direct Deposit, or
Age 65 or older.


If you don't have direct deposit, just keep a low $750 minimum daily
balance in your checking account and there's no monthly fee.