On 6/15/2012 9:45 AM, Ed Pawlowski wrote:

> Another fact is that the lesser earning people have less ability for this
> type of thing. Be it education, lack of intelligence, whatever, they just
> can't do it. Again, I'm speaking from real life experience. I've helped
> people with taxes, bank accounts, assorted application forms, replying to
> legal notices, and on and on.

A lot of people are just plain intimidated. It rubs me the wrong way
to pay to pay my taxes, and I can fill out a form. Still, between the
two of us, it's hard to figure out what the bleep the state is asking.
Federal's easier because I don't have a complicated financial life.
A little complicated, but not too.

But a lot of people, they look at that form and it's a no go. I
don't think they're stupid, they just think it's harder than it is,
and the ads that pop up every year don't help. Personally, I'd be
inclined to look at last year's form and use it as a guide where to
put what numbers, but that's me.

nancy