On Sun, 20 Jan 2013 17:05:59 -0800, gtr > wrote:

> Before the get to that point though, they might encounter the "oh well"
> reaction. I note that as I advance in years the "oh well" response and
> the "why bother" response come up more and more frequently.

At least part of it has to do with the reality of living on a
retirement income.

--
I take life with a grain of salt, a slice of lemon and a shot of tequila