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Janet

In article . 71>,
says...

> At times I have had high anxiety levels over the prospect of not
> working, but David and I have worked out a solid financial plan that,
> while not luxurious, will certainly fulfill our needs.

Some one advised us "don't worry about living on less money; the
biggest shock is going to be the realisation how much of your hard-
earned employed income was soaked up by the hidden costs of going to
work."

They were absolutely right.

> I have many project that I would like to undertake, or that I've
> already undertaken and haven't completed. I suspect I'll not be
> wanting for things to do.

Most retired people I know, are leading such active lives they wonder
how they ever had time to go to work.

Janet UK