On 2014-07-30 3:44 PM, S Viemeister wrote:

> We thought it would be straightforward, too. But we were unlucky enough
> to be attended to by an idiot or two. They said that since it was not a
> 'card not present transaction' (the card had apparently been physically
> cloned) it must have been a legitimate charge! I had to spend a lot of
> time trying to move up the responsibility ladder to get someone to
> actually look at the transactions on the account. Apart from those 3
> illegal gas purchases in Texas, no Texas charge had ever appeared on the
> account, and I pointed out that even if he broke the speed limit, he
> couldn't have charged gas in NJ in the morning, and in Texas in the
> afternoon of the same day. Also, there was no way that his car's tank
> could have held the amount of fuel that was purchased.


I am careful about where I use my cards and there is an ethnic angle to
it. There are a couple different immigrant communities where credit card
and bank card schemes seem to be more common. If I go to a gas station
and see it staffed by one of them, they get cash. I prefer to pay by
debit, so I find another place.