> wrote in message
...
> On Wed, 30 Jul 2014 12:49:28 -0500, Janet Wilder >
> wrote:
>
>>
>>Even if I get a legit looking email from my bank or a credit card, I
>>will not click the link. I'll go directly to the web site and log in
>>for the message.
>>
>>About a month ago, I got an email from my main credit card, so I went to
>>the site and logged in to find that they had denied a purchase in
>>California for over $300. I picked up the phone and called the credit
>>card company who ran a list of other purchases by me that were legit.
>>They closed the account and overnighted me a new card.
>>
>>They said they denied the transaction because the billing address did
>>not match.
>>
>>I had used the card at Target, supposedly the day before they got
>>hacked, so I'm guessing it was from the Target scheme.
>>
>>I use a Chase credit card and anytime there is an online or phone
>>transaction or one over $200, I get an instant email. I pay my bill in
>>full every month so I don't shop for rates and I feel very safe with
>>Chase.
>
> I hope I don't tempt fate by saying I have never had any problems and
> hold several credit cards, I am just sensible with them. If something
> happens these days, like it did with you, the system pretty quickly
> picks up on it not being your usual spending and checks. A friend did
> not even know her card had been stolen, until the bank called her,
> only about ten minutes after it had been stolen. The idiot was trying
> to buy a stereo system, not her sort of expense.

I had a credit card number stolen a few years ago. I must say the people
that stole the number were going by train through Switzerland, so they were
on an adventure at least. Thieves.

Cheri