"Mayo" > wrote in message ...
> On 8/20/2014 8:35 AM, Brooklyn1 wrote:
>> On Tue, 19 Aug 2014 21:32:19 -0700, "Cheri" >
>> wrote:
>>
>>>
>>> "Mayo" > wrote in message ...
>>>> On 8/19/2014 7:20 PM, Cheri wrote:
>>>>>
>>>>> "Mayo" > wrote in message
>>>>> ...
>>>>>> On 8/19/2014 5:23 PM, Cheri wrote:
>>>>>>>
>>>>>>> "Mayo" > wrote in message
>>>>>>> ...
>>>>>>>> On 8/19/2014 1:46 PM, Cheri wrote:
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>> On 8/19/2014 1:00 PM, Sqwertz wrote:
>>>>>>>>>
>>>>>>>>>>> They're
>>>>>>>>>>> charging you simply because they're greedy *******s.
>>>>>>>>>>>
>>>>>>>>>>> -sw
>>>>>>>>>
>>>>>>>>> And first in line for a bailout too.
>>>>>>>>>
>>>>>>>>> Cheri
>>>>>>>>
>>>>>>>> Because we all know less damage would have happened had they simply
>>>>>>>> failed, yes?
>>>>>>>
>>>>>>> Which has nothing at all to do with being greedy *******s, not
>>>>>>> giving
>>>>>>> back to their customers but expecting a bailout when things go
>>>>>>> wrong.
>>>>>>> Their fees are ridiculous.
>>>>>>>
>>>>>>> Cheri
>>>>>>
>>>>>> Giving back what to their customers, less fees?
>>>>>
>>>>> Yes, they have raised fees for checking, checks, credit cards, out of
>>>>> system ATM use etc. I would be nice to lower the fees once in awhile
>>>>> especially when holding out your hand for bailouts from the taxpayers.
>>>>>
>>>>> Cheri
>>>>
>>>> The best thing they could and have done is to quit writing liar loan
>>>> paper.
>>>
>>> You think!
>>>
>>> Cheri
>>
>> Banks don't fail, people fail...
>
> Semantics.
>
>> personal debt has grown out of
>> control... very few people have savings anymore, hardly anyone owns
>> anything... 95% of late model cars on the road are leased.
>
>
> It would be nice if you had a clue what you're misrepresenting here.
>
> http://www.hispanicbusiness.com/2013...tcies_down.htm
>
> U.S. Consumer Debt and Bankruptcies Down
> August 5, 2013
>
> https://secure.marke****ch.com/story...ain-2013-05-14
>
> WASHINGTON (Marke****ch) — The total amount of debt held by Americans fell
> again in the first three months of the year and stood at the lowest level
> since the middle of 2006, the New York Federal Reserve said Tuesday.
>
> The steady retreat in household debt is a good sign for the economy. With
> fewer loans to pay off, Americans are in a better position to spend and
> drive U.S. growth higher, especially if they become more confident about
> the future. Many economists have cited weak household finances as a chief
> cause of the slow U.S. recovery nearly four years after the Great
> Recession ended.
>
> The level of household debt in the first quarter fell by $110 billion, or
> 1%, to $11.23 trillion, mainly because consumers reduced mortgage balances
> and used their credit cards less.
>
> Household debt is now 11.4% lower versus a peak of $12.68 trillion in
> 2008.
>
> Mortgage debt slid to $7.93 trillion from $8.03 trillion to mark the
> lowest amount since late 2006. Mortgage debt fell in the first quarter
> even though more home loans were issued than in the last three months of
> 2012.
>
> Lower interest rates have allowed many homeowners to refinance their
> mortgages and sharply reduce their monthly payments.

We have a mortgage and two car loans. When and if that owed VA money comes
in, my car will be paid in full. In the meantime, it likely will be paid
off early anyhoo. Husband has been paying on his car for longer so it is
due to be paid off sooner. Daughter will get her car free and clear. We
owe nothing else to anyone.