Ed Pawlowski wrote:
>
> On 5/16/2015 12:52 PM, Gary wrote:
>
> >
> > I need to work 4 more years to get to full retirement and Medicare
> > qualifying. Meanwhile, I am still fine and full of energy....as long
> > as my health is fine, I plan to officially retire at age 70 so I can
> > receive the maximum monthly SS check each month for the rest of my
> > (worthless) life.
> >
>
> If you wait until 70, the payback is about 14 years. You can also start
> collecting at FRA and invest that money or use it for fun stuff. You
> can continue to work with no penalty.
>
> No one in my family has made it out of their 70's so I'm taking the
> money now. If you have the genes to live to 90s, go for the max and
> enjoy it. No one solution for everyone..

Many in my family (both sides) go well into their 80's and 90's.
Great-grandfather died a month before age 102. My mother and dad are
up there...mom age almost 83 and dad is 6 months away from age 87.

I feel great now but, at my age, conditions could deteriorate ...you
never know. I could get real sick a year or two from now. You never
know.

Anyway....now is the time for me to research all the options while I
still have some time before making a decision. It's an important
one... it will dictate my income for the rest of my old life.