On 5/24/2015 9:43 AM, Gary wrote:
> jmcquown wrote:
>>
>> Hence my point. I still have to pay for maintenance so the house isn't
>> free. My parents didn't have a mortgage either. So what?
>
> Jill, you are *really* showing your lack of intelligence here. I've
> always thought better of you.
>
> You got the house for free! Then you took over the maintenance fees
> just like everyone else does. Other's pay a mortgage each month and
> then they also pay for the other fees.
>
> You live in an expensive exclusive neighborhood. I'm sure you pay some
> high monthly fee per month like some condo fee. Not only that, you
> even have to pay about $1000 a year for the Pub restaurant
> fees...whether you eat there or not. You are spending a LOT more
> money living there than if you just sold it and bought a real private
> home or even started renting again.
>
> You got the expensive house for free. If you didn't you would be
> paying a high mortgage in addition to what you are paying now. Hello?
>
No... if I hadn't inherited it I would likely still be living in my very
nice apartment in west TN. Where, by the way, I did not experience
annual rent increases for the last three years I was there. Everything
was included in the rent and of course, as a renter, I knew that. If
the neighborhood had declined I might have looked for another place, but
as it is I wound up here, helping my mom.

> Let me go "here" now..... you evidently haven't worked since you moved
> in there.

That would be incorrect. I worked as a receptionist at H&R Block in 2010.

Surprise! I'm working now, part time, in the office at a
tire/automotive shop.

> So they obviously left you a good amount of inheritance

Yeah... and I wound up paying the taxes on a rather large annuity
because Mom didn't list all of us as beneficiaries. I could have kept
it all to myself but I didn't. I gave them their share then got hit
with the tax bill, which they refused to help me pay.

Meanwhile, I suspect my oldest brother has blown through his
inheritance. He's given up his ISP, allegedly because they raised the
rates. (Even here in the boonies I have more than one ISP to choose
from and could bargain for a deal.)

He was a computer technician by trade. He'd get antsy if he didn't have
access to a computer. When he visited here in 2009 not a day went by
without him asking, "Can I use your computer?" Now, he uses the
computer at the library... sometimes. It's free Wifi. He also doesn't
have a telephone. Well, his girlfriend has one but she gets it free
through some Medicaid program. I suspect he's somehow managed to run
out of money.

> Face it, Jill. You won. You have retired

Nope. I have a pretty good handle on how to manage money. I've also
invested rather wisely. I don't store all my eggs in one basket.

I was sorry to read about Mia showing obvious signs of age, BTW. I know
how it feels to think about losing a beloved pet.

Jill