On Wednesday, October 21, 2015 at 2:55:08 PM UTC-7, Dave Smith wrote:
> On 2015-10-21 5:22 PM, Ed Pawlowski wrote:
>
> >
> > You need the inspections for the original Certificate of Occupancy but
> > after that, no one checks. I've been q homeowner for 50 years in two
> > states and no insurance company ever asked for anything. Insurance
> > company may drop you after if not to code, but they will pay.
>
>
> FWIW.... my insurance company sent out an inspector about 6 years ago.
> I am surprised at the stuff the guy missed. He didn't even bother
> looking at my barn, and it is in rough shape. I am surprised they didn't
> drop the coverage on it, or else order major repairs. The only problem I
> had was with the oil tank. Since it was more than 25 years old I had to
> replace it. Hell, it was probably closer to 50 years.
>
> The annoying part of that was that after spending $2000 on installing a
> new oil tank and having an old furnace that was due for replacement,
> month or two after the tank was installed the gas company brought a line
> down our road and it ended in my front yard. I would be able to hook up
> to it for free. I waited a couple years before I switched to oil. If I
> waited a couple weeks I could have switched to gas right away and saved
> that $2000.

This reminds me of a story my hard-headed Hungarian co-worker told me.
He bought a house up in the hills, on acreage. It used propane for heating
and cooking, so he ordered a tank fill.
The upshot was that it was too old to be filled any more. His reaction
was not to buy a new tank, but to buy an oil furnace. The oil company
had no problem with using an old propane tank to hold oil.