On Thursday, October 22, 2015 at 6:29:50 AM UTC-10, sf wrote:
> On Thu, 22 Oct 2015 03:51:59 -0700 (PDT), Cindy Hamilton
> > wrote:
>
> > When we bought this house, we didn't even get an outside inspector. We
> > did our own, and neither the bank nor the insurance company had a problem
> > with that.
>
> When buying/selling a home In California, home inspections are done
> (and paid for) by buyers seeking to protect themselves against
> expensive surprises. The state only wants to know the purchase price
> because the new owners property tax will be based on it.
>
> --
>
> sf

That's the way it is here too - mostly the home inspection is checking for termite damage. That's a big problem here. They also do a title search to verify ownership and a land survey. That's all done to protect the money lender. I suppose if you pay in cash and like to gamble, you can forego all that.