On Fri, 25 Dec 2015 12:34:18 -0500, Brooklyn1
> wrote:

>Janet B wrote:
>>
>> I hope you called your homeowner's insurance. You can (at least I
>> could) claim the contents of your freezer/refrigerator.
>
>Homeowner's insurance has a rather low cap on how much they'll pay for
>spoiled food, like $50, plus just about every policy has a deductible
>that needs to be met before they'll pay a dime. Before insurance will
>pay for spoiled food you'd need a commercial policy like what food
>stores have, and those are very expensive. When Hurricane Gloria hit
>Long Island on September 27, 1985 we were without power for 11 days,
>no one's homeowner's insurance paid for spoiled food. We all made
>giant bbqs, even fed everyone's pets. I remember the date and the
>surrounding circumstances well because it was my daughter's 16th
>birthday, her party was cancelled.

I was told to just add up what was in my refrigerator and freezer and
let them know. They included the items that I caught fishing and the
items that I froze from my garden. I went to the grocery store and
used prices on fish, herbs and vegetables there to come up with a
number for the items that I had prepared. I gave them the number
over the phone and they sent me a check for over $500. I never lie
here or discombobulate, so what I am telling is the truth. I suggest
you get better insurance.
Janet US