"Janet B" > wrote in message
...
> On Fri, 25 Dec 2015 12:34:18 -0500, Brooklyn1
> > wrote:
>
>>Janet B wrote:
>>>
>>> I hope you called your homeowner's insurance. You can (at least I
>>> could) claim the contents of your freezer/refrigerator.
>>
>>Homeowner's insurance has a rather low cap on how much they'll pay for
>>spoiled food, like $50, plus just about every policy has a deductible
>>that needs to be met before they'll pay a dime. Before insurance will
>>pay for spoiled food you'd need a commercial policy like what food
>>stores have, and those are very expensive. When Hurricane Gloria hit
>>Long Island on September 27, 1985 we were without power for 11 days,
>>no one's homeowner's insurance paid for spoiled food. We all made
>>giant bbqs, even fed everyone's pets. I remember the date and the
>>surrounding circumstances well because it was my daughter's 16th
>>birthday, her party was cancelled.
>
> I was told to just add up what was in my refrigerator and freezer and
> let them know. They included the items that I caught fishing and the
> items that I froze from my garden. I went to the grocery store and
> used prices on fish, herbs and vegetables there to come up with a
> number for the items that I had prepared. I gave them the number
> over the phone and they sent me a check for over $500. I never lie
> here or discombobulate, so what I am telling is the truth. I suggest
> you get better insurance.
> Janet US

When I got my last fridge I bought insurance for it for five years, which
covers up to 500.00 worth of spoilage. It didn't cost much as I recall and
the last time was a good lesson.

Cheri