On Sun, 3 Jan 2016 21:35:18 -0500, Ed Pawlowski > wrote:

>On 1/3/2016 7:08 PM, wrote:
>
>>> Hope you have good fraud protection if someone steals your card...
>>
>> We don't need it, so long as we report the card missing straight away
>> or respond when the card operator calls. I know two people who were
>> called before they even were aware of the break in security. Didn't
>> cost them a penny,
>>
>
>Sure it cost you. Fraud and theft costs all of us. The CC company took
>the hit, but it is reflected in the price we pay.

So that is why I pick cards with no front end charge and pay my card
off every month. For the rest, if I am covering losses, there isn't
anything I can do about that. The same would apply with cash, the
store covers it's losses by upping prices to the honest.