On Mon, 4 Jan 2016 21:41:46 -0500, Ed Pawlowski > wrote:

>On 1/4/2016 11:01 AM, Janet wrote:
>
>>>
>>> Sure it cost you. Fraud and theft costs all of us. The CC company took
>>> the hit, but it is reflected in the price we pay.
>>
>> ? I pay nothing for using debit and credit cards.
>>
>> Janet UK
>>
>
>Yes, you do. It is built into the price of what you buy. We all pay it
>and the banks get a piece of your card transaction. Makes little
>difference on small transaction, but when buying a major appliance many
>stores will give you a discount if you pay cash. I'm not sure what the
>merchant pays but 2% to 5% seems common from what I've been told.

Debit cards are more reasonable here for small merchants as opposed to
the high flying credit cards.