On Tue, 05 Jan 2016 14:32:02 -0700, Janet B >
wrote:

>On Tue, 5 Jan 2016 20:30:47 -0000, Janet > wrote:
>
>snip
>>
>> But not evenly. I am a bank customer who pays no banking costs or
>>charges of any kind for the services I use.
>>
>> Other customers do, the ones who pay interest on bank loans and over
>>drafts, and run up huge CC debts at awful interest rates. They are
>>subsidising me.
>>
>> Janet UK
>
>Generally that privilege is offered to customers who maintain a
>certain balance with the bank. Your payment for services is
>essentially lending the bank your money, interest free.
>Janet US

I also pay no service charges, interest or banking costs.

DH and I even get free cheques (though only very plain ones). It's a
senior's discount and we've had this type of account since DH was 55.
No minimum balance required.

Doris