Doris Night wrote:
> On Tue, 05 Jan 2016 14:32:02 -0700, Janet B >
> wrote:
>
>> On Tue, 5 Jan 2016 20:30:47 -0000, Janet > wrote:
>>
>> snip
>>>
>>> But not evenly. I am a bank customer who pays no banking costs or
>>> charges of any kind for the services I use.
>>>
>>> Other customers do, the ones who pay interest on bank loans and over
>>> drafts, and run up huge CC debts at awful interest rates. They are
>>> subsidising me.
>>>
>>> Janet UK
>>
>> Generally that privilege is offered to customers who maintain a
>> certain balance with the bank. Your payment for services is
>> essentially lending the bank your money, interest free.
>> Janet US
>
> I also pay no service charges, interest or banking costs.

Yeah you do!

What's your interest rate?

> DH and I even get free cheques (though only very plain ones). It's a
> senior's discount and we've had this type of account since DH was 55.
> No minimum balance required.
>
> Doris


Then someone else is paying your way.