On 1/5/2016 1:13 AM, sf wrote:

>>>
>>> I don't pay any CC transaction fees or interest. Ever.
>>
>> Every time you use your card you pay. It is built into the price by the
>> seller. We all pay it. The fact that you don't think you pay is how
>> the banks are making money on us.
>
> So what? There are no discounts. You're paying the same price even
> if you pay cash.
>

Sometimes, but not always. The big stores can't do anything, but I've
gotten many discounts for cash. shoe store gives me 5%. appliance store
took $50 off the price of a dishwasher, $100 off the refrigerator.
Jewelry store saves me the tax. Plenty of small stores will give you a
break.

The more you pay the easier it is for me not to. I see no reason to
give a bank 2% of everything I buy. You don't have a choice buying on
line, but I do get 3% back from Amazon.