On 1/6/2016 6:01 PM, sf wrote:

> The part I don't get is if it's physically stolen, it can be used just
> as easily as the swipe card until it's reported - which is when both
> types are cut off.
>
The UK system requires not just the card, but a PIN - much safer. I
really don't understand why the US cards are chip and signature, rather
than chip and PIN. It's not as if US users are unfamiliar with PINs -
they're used at ATMs.