On 1/6/2016 6:05 PM, sf wrote:

>> I prefer to NOT give them 20 cents because I'm buying a coffee. If you
>> want to, that is your choice. It is not a matter of paying them at the
>> end of the month, that $2 coffee could be $1.75 if it was cash only.
>> Banks get the fee when you use the card even if you pay the bill in full
>> at the end of the month.
>
> You're not going to get a discount for paying cash. The only thing
> you can do is adjust your halo and pat yourself on the back that your
> small businessman local merchant won't be paying the bank for your
> minimal transaction. In the mean time, I have 30 days of free credit.
>

Banks give you nothing for free. No free credit, no free lunch. Enjoy
your delusion. They did not build those big buildings by giving you free
credit.