On 1/6/2016 7:17 PM, S Viemeister wrote:
> On 1/6/2016 6:01 PM, sf wrote:
>
>> The part I don't get is if it's physically stolen, it can be used just
>> as easily as the swipe card until it's reported - which is when both
>> types are cut off.
>>
> The UK system requires not just the card, but a PIN - much safer. I
> really don't understand why the US cards are chip and signature, rather
> than chip and PIN. It's not as if US users are unfamiliar with PINs -
> they're used at ATMs.
>

Makes sense to me. Perhaps that is the next step, otherwise a physical
stolen or lost card is vulnerable until reported.