On Wed, 6 Jan 2016 22:40:28 -0500, Ed Pawlowski > wrote:

> On 1/6/2016 6:05 PM, sf wrote:
>
> >> I prefer to NOT give them 20 cents because I'm buying a coffee. If you
> >> want to, that is your choice. It is not a matter of paying them at the
> >> end of the month, that $2 coffee could be $1.75 if it was cash only.
> >> Banks get the fee when you use the card even if you pay the bill in full
> >> at the end of the month.
> >
> > You're not going to get a discount for paying cash. The only thing
> > you can do is adjust your halo and pat yourself on the back that your
> > small businessman local merchant won't be paying the bank for your
> > minimal transaction. In the mean time, I have 30 days of free credit.
> >
>
> Banks give you nothing for free. No free credit, no free lunch. Enjoy
> your delusion. They did not build those big buildings by giving you free
> credit.

Maybe they got it from you, but it's not coming from any interest I'm
paying the.

--

sf