"Ed Pawlowski" > wrote in message
...
> On 1/6/2016 7:17 PM, S Viemeister wrote:
>> On 1/6/2016 6:01 PM, sf wrote:
>>
>>> The part I don't get is if it's physically stolen, it can be used just
>>> as easily as the swipe card until it's reported - which is when both
>>> types are cut off.
>>>
>> The UK system requires not just the card, but a PIN - much safer. I
>> really don't understand why the US cards are chip and signature, rather
>> than chip and PIN. It's not as if US users are unfamiliar with PINs -
>> they're used at ATMs.
>>
>
> Makes sense to me. Perhaps that is the next step, otherwise a physical
> stolen or lost card is vulnerable until reported.

The bank is very on the ball with them too. We had sent daughter (who lives
in Germany) a debit card to buy some things for the grands. The card was
declined and the bank phoned us. Once we had give our OK she was able to
draw money out.



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