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On Thu, 7 Jan 2016 08:14:14 -0700, graham > wrote:

>On 07/01/2016 6:53 AM, wrote:
>> On Thu, 7 Jan 2016 13:16:08 -0000, "Ophelia" >
>> wrote:
>>
>>>
>>>
>>> > wrote in message
>>> ...
>>>> On Wed, 06 Jan 2016 22:21:38 -0800, sf > wrote:
>>>>
>>>>> On Thu, 7 Jan 2016 00:05:28 -0000 (UTC), Bruce >
>>>>> wrote:
>>>>>
>>>>>> On 7/1/2016 10:50 sf wrote:
>>>>>>
>>>>>>> On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce >
>>>>>>> wrote:
>>>>>>>
>>>>>>>> On 7/1/2016 10:06 sf wrote:
>>>>>>>>
>>>>>>>>> On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith
>>>>>>>>> > wrote:
>>>>>>>>>
>>>>>>>>>> If the cost of using the debit card service is 20 cents
>>>>>>>>>
>>>>>>>>> I NEVER use a debit card.
>>>>>>>>
>>>>>>>> I NEVER use a credit card.
>>>>>>>
>>>>>>> You're all cash? That's crazy. Use the bank's money for 30 days and
>>>>>>> pay it off.
>>>>>>
>>>>>> All debit card. I also pay invoices the day I receive them, rather than
>>>>>> wait until the due date.
>>>>>
>>>>> Debit card? <shudder>
>>>>
>>>> Can't imagine why! I use my debit card for most things locally - the
>>>> money comes straight from my bank account and by the time I am home
>>>> there is a notification that it was used and for what amount. It has
>>>> simply become my plastic cash, without the inconvenience of having to
>>>> visit the bank to access it. I rarely even go to an ATM these days.
>>>
>>> That is exactly how it works for us.
>>
>> About fifteen years ago our banks were shreiking to be 'de-regulated'
>> all same the US banks. Thank god our Finance Minister of the time
>> Paul Martin said no! He wasn't popular but it saved our bacon when
>> the crash came and clearly has been in our (the little peoples) favour
>> ever since
>>
>Yet Harper, who had been all for deregulation, boasted that it was due
>to him!

That used to incense me, but now he's gone on his way