On 2016-01-07 1:44 PM, Ed Pawlowski wrote:
> On 1/7/2016 12:09 PM, Gary wrote:

> Correct, the merchant pays a fee. You just pay higher prices for
> everything as the merchant has it build into the selling price.


The flip side of that is that in many cases the vendor makes a sale they
might not have had the customer not had magic money in the form of a
debit card. If we forget to get something out of the freezer or forget
to stop at a store for something in the middle of the week we can got
out for dinner without having budgeted for it in the weekly cash.