On Thu, 07 Jan 2016 16:05:15 -0800, sf > wrote:

>On Thu, 7 Jan 2016 13:15:48 -0000, "Ophelia" >
>wrote:
>
>>
>>
>> > wrote in message
>> news
>> > On Thu, 07 Jan 2016 01:10:47 -0800, sf > wrote:
>> >
>> >>On Thu, 7 Jan 2016 07:24:30 -0000 (UTC), Bruce >
>> >>wrote:
>> >>
>> >>> On 7/1/2016 17:21 sf wrote:
>> >>>
>> >>> > On Thu, 7 Jan 2016 00:05:28 -0000 (UTC), Bruce >
>> >>> > wrote:
>> >>> >
>> >>> >> On 7/1/2016 10:50 sf wrote:
>> >>> >>
>> >>> >> > On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce
>> >>> >> > >
>> >>> >> > wrote:
>> >>> >> >
>> >>> >> >> On 7/1/2016 10:06 sf wrote:
>> >>> >> >>
>> >>> >> >> > On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith
>> >>> >> >> > > wrote:
>> >>> >> >> >
>> >>> >> >> >> If the cost of using the debit card service is 20 cents
>> >>> >> >> >
>> >>> >> >> > I NEVER use a debit card.
>> >>> >> >>
>> >>> >> >> I NEVER use a credit card.
>> >>> >> >
>> >>> >> > You're all cash? That's crazy. Use the bank's money for 30 days
>> >>> >> > and
>> >>> >> > pay it off.
>> >>> >>
>> >>> >> All debit card. I also pay invoices the day I receive them, rather
>> >>> >> than
>> >>> >> wait until the due date.
>> >>> >
>> >>> > Debit card? <shudder>
>> >>>
>> >>> What's wrong with that? I like to pay on the spot.
>> >>
>> >>You enjoy paying the bank for every transaction? Pay with cash if
>> >>you're all about paying on the spot.
>> >
>> > I don't pay anything for using my debit card - I suppose I would if
>> > the money was not in my account but that has never happened. I can't
>> > imagine going to an ATM, getting cash and paying on the spot that way.
>> > With a debit card it's as if my whole chequing account is right with
>> > me.
>>
>> +1 sf simply doesn't understand how our debit cards work.
>
>I know how they work.

Well you keep burbling on about fees, there are no fees ! If you are
charged them maybe you should modernise and get another bank account!