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Janet

In article >,
says...
>
> On Thu, 7 Jan 2016 13:15:48 -0000, "Ophelia" >
> wrote:
>
> >
> >
> > > wrote in message
> > news
> > > On Thu, 07 Jan 2016 01:10:47 -0800, sf > wrote:
> > >
> > >>On Thu, 7 Jan 2016 07:24:30 -0000 (UTC), Bruce >
> > >>wrote:
> > >>
> > >>> On 7/1/2016 17:21 sf wrote:
> > >>>
> > >>> > On Thu, 7 Jan 2016 00:05:28 -0000 (UTC), Bruce >
> > >>> > wrote:
> > >>> >
> > >>> >> On 7/1/2016 10:50 sf wrote:
> > >>> >>
> > >>> >> > On Wed, 6 Jan 2016 23:34:04 -0000 (UTC), Bruce
> > >>> >> > >
> > >>> >> > wrote:
> > >>> >> >
> > >>> >> >> On 7/1/2016 10:06 sf wrote:
> > >>> >> >>
> > >>> >> >> > On Wed, 6 Jan 2016 17:04:36 -0500, Dave Smith
> > >>> >> >> > > wrote:
> > >>> >> >> >
> > >>> >> >> >> If the cost of using the debit card service is 20 cents
> > >>> >> >> >
> > >>> >> >> > I NEVER use a debit card.
> > >>> >> >>
> > >>> >> >> I NEVER use a credit card.
> > >>> >> >
> > >>> >> > You're all cash? That's crazy. Use the bank's money for 30 days
> > >>> >> > and
> > >>> >> > pay it off.
> > >>> >>
> > >>> >> All debit card. I also pay invoices the day I receive them, rather
> > >>> >> than
> > >>> >> wait until the due date.
> > >>> >
> > >>> > Debit card? <shudder>
> > >>>
> > >>> What's wrong with that? I like to pay on the spot.
> > >>
> > >>You enjoy paying the bank for every transaction? Pay with cash if
> > >>you're all about paying on the spot.
> > >
> > > I don't pay anything for using my debit card - I suppose I would if
> > > the money was not in my account but that has never happened. I can't
> > > imagine going to an ATM, getting cash and paying on the spot that way.
> > > With a debit card it's as if my whole chequing account is right with
> > > me.
> >
> > +1 sf simply doesn't understand how our debit cards work.
>
> I know how they work.

You obviously don't, see above.

Janet UK