"Cindy Hamilton" > wrote in message
...
> On Thursday, January 7, 2016 at 3:17:06 PM UTC-5, wrote:
>> On Thu, 7 Jan 2016 14:53:04 -0000, Janet > wrote:
>>
>> >In article >,
>> says...
>> >>
>> >> On Wed, 6 Jan 2016 19:04:03 -0000, "Ophelia" >
>> >> wrote:
>> >>
>> >> >
>> >> >
>> >> > wrote in message
>> >> >news >> >> >> On Wed, 6 Jan 2016 11:22:31 -0500, jmcquown >
>> >> >> wrote:
>> >> >>
>> >> >>>On 1/6/2016 8:34 AM, Janet wrote:
>> >> >>>>> All my money is happy money! I can't remember the last time I
>> >> >>>>> went out
>> >> >>>>> >without Himself and he carries money.
>> >> >>>>
>> >> >>>> OMG
>> >> >>>>
>> >> >>>> Janet UK
>> >> >>>
>> >> >>>I sure hope "Himself" doesn't die before she does. Whatever would
>> >> >>>she
>> >> >>>do?!
>> >> >>>
>> >> >>>Jill
>> >> >>
>> >> >> Huh? I don't get what you mean, what difference would it make,
>> >> >> imagine they have a joint account as did we.
>> >> >
>> >> >??? Everything we have is joint! All our pensions, savings et al!
>> >> >
>> >> >I wonder if she has a joint account with her 'SO' ... and what
>> >> >difference it
>> >> >would make if 'SO' dies before she does.
>> >> >
>> >> >If not, whatever would she do?!
>> >> >
>> >> >And No, I don't care!
>> >>
>> >> Well if she had, she wouldn't have wondered how you would manage. When
>> >> David died nothing changed for me other than that I no longer had him
>> >> No worries as to money etc. Three little words 'All to wife' -
>> >
>> > Though that doesn't apply in Scotland if the deceased has children. In
>> >Scottish inheritance law, even adult children retain permanent
>> >inheritance rights over part of their parents' estates.
>> >
>> >
>> > Janet UK
>>
>> I realise that, but I am in New Scotland and although our laws merge
>> with Scottish ones should I die intestate, that's not going to happen.
>> We made wills for the first time here when David heard if he died
>> intestate his father would have been entitled to a share and knowing
>> him, we knew he would justify it by saying 'it's only right' so we
>> made wills even though we were young.
>
> Neither of us has a will, but all of our assets are jointly titled,
> except for our 401k's and we're each other's beneficiaries on those.

All our assets are joint too but we still have wills. I don't know what a
401k is.


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