On Thu, 7 Jan 2016 20:27:29 -0500, Ed Pawlowski > wrote:

>On 1/7/2016 5:35 PM, Dave Smith wrote:
>> On 2016-01-07 1:44 PM, Ed Pawlowski wrote:
>>> On 1/7/2016 12:09 PM, Gary wrote:
>>
>>> Correct, the merchant pays a fee. You just pay higher prices for
>>> everything as the merchant has it build into the selling price.
>>
>>
>> The flip side of that is that in many cases the vendor makes a sale they
>> might not have had the customer not had magic money in the form of a
>> debit card. If we forget to get something out of the freezer or forget
>> to stop at a store for something in the middle of the week we can got
>> out for dinner without having budgeted for it in the weekly cash.
>
>That is true, especially for big ticket items. OTOH, many people no
>longer carry cash and could not buy a burger with what is in their
>pocket. With plastic you have access to thousands of dollars.
>
>I also know a couple of people that carry neither as a method of budget
>control. Hey, if it works, do it.

I agree, I find if I have cash, I will spend it, if I have to bring
out a card, even though I just tap it, I hesitate