On 2016-01-07 8:27 PM, Ed Pawlowski wrote:
> On 1/7/2016 5:35 PM, Dave Smith wrote:

>> The flip side of that is that in many cases the vendor makes a sale they
>> might not have had the customer not had magic money in the form of a
>> debit card. If we forget to get something out of the freezer or forget
>> to stop at a store for something in the middle of the week we can got
>> out for dinner without having budgeted for it in the weekly cash.
>
> That is true, especially for big ticket items. OTOH, many people no
> longer carry cash and could not buy a burger with what is in their
> pocket. With plastic you have access to thousands of dollars.

I have noticed a lot of people paying for coffee with debit cards, and I
mean a single coffee, not enough to take back to the office. I wonder
what people like that would do in an emergency situation that would see
power outages and the card swiping system go down.



> I also know a couple of people that carry neither as a method of budget
> control. Hey, if it works, do it.

I used to have a healthier chequing account before I had a card and I
had to go to the bank for cash.