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Dave Smith[_1_]

On 2016-01-08 7:30 AM, wrote:

>> I also know a couple of people that carry neither as a method of budget
>> control. Hey, if it works, do it.
>
> I agree, I find if I have cash, I will spend it, if I have to bring
> out a card, even though I just tap it, I hesitate

I am lucky to be in a position where I am not on a strict budget. I take
out a certain amount of cash each week for spending money. That pays
for coffees, picking up fresh fruit, small items, gas for the
motorcycle (in season),magazines, an occasional lunch out. Anything else
is paid for by debit.