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Janet

In article >,
says...
>
> On Thursday, January 7, 2016 at 3:17:06 PM UTC-5, wrote:
> > On Thu, 7 Jan 2016 14:53:04 -0000, Janet > wrote:
> >
> > >In article >,
> > says...
> > >>
> > >> On Wed, 6 Jan 2016 19:04:03 -0000, "Ophelia" >
> > >> wrote:
> > >>
> > >> >
> > >> >
> > >> > wrote in message
> > >> >news > > >> >> On Wed, 6 Jan 2016 11:22:31 -0500, jmcquown >
> > >> >> wrote:
> > >> >>
> > >> >>>On 1/6/2016 8:34 AM, Janet wrote:
> > >> >>>>> All my money is happy money! I can't remember the last time I went out
> > >> >>>>> >without Himself and he carries money.
> > >> >>>>
> > >> >>>> OMG
> > >> >>>>
> > >> >>>> Janet UK
> > >> >>>
> > >> >>>I sure hope "Himself" doesn't die before she does. Whatever would she
> > >> >>>do?!
> > >> >>>
> > >> >>>Jill
> > >> >>
> > >> >> Huh? I don't get what you mean, what difference would it make,
> > >> >> imagine they have a joint account as did we.
> > >> >
> > >> >??? Everything we have is joint! All our pensions, savings et al!
> > >> >
> > >> >I wonder if she has a joint account with her 'SO' ... and what difference it
> > >> >would make if 'SO' dies before she does.
> > >> >
> > >> >If not, whatever would she do?!
> > >> >
> > >> >And No, I don't care!
> > >>
> > >> Well if she had, she wouldn't have wondered how you would manage. When
> > >> David died nothing changed for me other than that I no longer had him
> > >> No worries as to money etc. Three little words 'All to wife' -
> > >
> > > Though that doesn't apply in Scotland if the deceased has children. In
> > >Scottish inheritance law, even adult children retain permanent
> > >inheritance rights over part of their parents' estates.
> > >
> > >
> > > Janet UK
> >
> > I realise that, but I am in New Scotland and although our laws merge
> > with Scottish ones should I die intestate, that's not going to happen.
> > We made wills for the first time here when David heard if he died
> > intestate his father would have been entitled to a share and knowing
> > him, we knew he would justify it by saying 'it's only right' so we
> > made wills even though we were young.
>
> Neither of us has a will, but all of our assets are jointly titled,
> except for our 401k's and we're each other's beneficiaries on those.
>
> Cindy Hamilton

After the second one dies, a will lets you decide who gets the
leftovers. If you both died young (or together in a car crash) that
could be susbstantial.

Janet UK