On Fri, 8 Jan 2016 12:21:47 -0500, Dave Smith
> wrote:

>On 2016-01-08 9:34 AM, Janet wrote:
>> In article >,
>> says...
>>>
>>> On 1/7/2016 11:11 AM, Janet wrote:
>>>
>>>>> Buy lunch and use your debit or credit card and you give them another
>>>>> few shillings.
>>>>
>>>> I pay exactly the same price as cash. I pay no charges whatever for
>>>> the use of my DD or credit cards. This is not the USA.
>>>>
>>>> Janet UK
>>
>>> The bank does it for free? No, they don't.
>>
>> Focus on "I pay exactly the same price as cash".
>>
>>
>
>
>Focus on the part about the bank not doing it for free. The merchant
>pays. The merchant boosts the price of his products to account for the
>card charges he incurs. You do not pay an extra fee for using it, but
>you do pay enough extra to cover what the merchant pays.

But you will pay $5 for the item, cash or debit.