On 1/8/2016 6:58 AM, Cindy Hamilton wrote:

> Neither of us has a will, but all of our assets are jointly titled,
> except for our 401k's and we're each other's beneficiaries on those.

We also don't have a will, everything is jointly owned or each
other is the beneficiary. I'm not saying that's ideal but that's
how it is.

This flipped out my sil, so I explained why I wasn't worried, and
she said What if you both die in a crash? I said You and my brothers
get to fight it out. I know, not a nice way to leave things.

I just finished going through the process of getting my mother's
estate into a trust. It was a lot of work but eventually it will be
time well spent. No hassle settlement later.

nancy