On Fri, 8 Jan 2016 20:23:33 -0500, Ed Pawlowski > wrote:

> On 1/8/2016 12:55 AM, sf wrote:
> > On Thu, 7 Jan 2016 23:00:45 -0500, Ed Pawlowski > wrote:
> >
> >> On 1/7/2016 7:00 PM, sf wrote:
> >>
> >>> I'm not talking about the old cards, I'm talking about the new ones.
> >>> There's no failsafe, they're used just like the old ones are.
> >>>
> >>>
> >> Swipe cards are easily duplicated. Chip cards are not. They are not
> >> used like the old ones as you have to insert them to be read and no card
> >> information is left behind.
> >
> > If someone has *your* card in their hand, nothing is stopping them
> > from using it.
> >
>
> True, but that is a tiny part of the fraud that goes on. I think they
> will eventually go to a pin for additional protection with lost or
> stolen cards. Your swipe crd can be duplicated easily, chip cards not
> so much.
>
> Nothing is infallible. If a human brain can encode something, another
> human can decode it.

I'm wondering why they kept like a swipe & signature card. Do they
really think that people can't handle the amount of time necessary for
the machine to read the card + a PIN? I think it would have been
better because it would give us something to do instead of twiddle our
thumbs while the terminal decides what it wants to do.

--

sf